It’s All About Choices

When I hear people say that they want to do something but they can’t afford it, my antennae go up. Why? Because, often in the next sentence, I hear them mention something else that they’ve spent money on. And that something usually costs as much or more as the thing they say they can’t afford, … More It’s All About Choices

The Best Way To Give Today

In spite of the overall sluggish state of the economy, there are many people–Old Money and New–who are doing well financially. There always are, actually. If you’re one of them, you may be contemplating how to give charitably and have the most impact for every dollar. Giving can never be termed a “failure”, although I … More The Best Way To Give Today

Why Our Work Fatigues Us

Many people work at jobs that are not very demanding, physically or mentally, and at the end of the week find themselves exhausted. They really need the weekend–as well as the long weekends and holidays that are sprinkled throughout the calendar year–to recover. Other people have jobs that demand all of their mental and physical … More Why Our Work Fatigues Us

Pride and Prejudice

Many people assume that Old Money excludes other people: people who aren’t as rich, people who aren’t as well-traveled or as well-read, people who aren’t WASP (White Anglo-Saxon Protestant). While elitists and racists abound in every social class, the majority of Old Money associates with whomever they please. They do this because they’re very comfortable … More Pride and Prejudice

How Much Do You Save?

With very few exceptions, all the people I know are being very careful about how and where they spend their cash, regardless of their income level. So when advertisements appear touting limited-time sales events with prices at 30/50/70% of retail, it’s a rare soul who doesn’t sit up and take notice. But before you throw … More How Much Do You Save?

Making The Trade

Whether we realize it or not, we’re constantly trading something we have for something we want or need. When we work, we’re trading our time and/or talent for money. When we spend money, we’re trading it in order to obtain goods or services. If we consciously and consistently keep in mind that, each day, we … More Making The Trade

Why Do The Rich Get Richer? Here’s One Answer…

Many poor and middle income people complain about the rich getting richer, but never stop to ask themselves why this is so. Granted, many wealthy individuals have access to resources–capital, expertise, social networks, and education–that some people don’t. But a huge contributing factor that enables the rich–more specifically business owners and their shareholders–to become wealthy … More Why Do The Rich Get Richer? Here’s One Answer…