The True Value of a Gift

Many of us are going to brave the malls and the crowds and the chaos soon in search of the perfect holiday gift for someone special. We’re going to rack our brains–especially us men–in order to conjure up that perfect, awe-inspiring material thing that says it all to the one who means everything to us. … More The True Value of a Gift

You Must Remember This…

When you walk into a grand retail establishment and gaze in wonder at the crystal chandelier, the marble floors, and the fine wood furnishings, remember…you’re paying for ’em. When you’re flattered by the elegant and sophisticated salespersons who work on salary–and probably commission–remember…you’re paying for ’em. When you see ads in a magazine or newspaper … More You Must Remember This…

The Anti-Fashion Statement

The clothes you wear communicate. They communicate to other people before you say a word. So what are you saying when you dress like Old Money? You’re saying that you’ve placed your priorities elsewhere: you’re not following the latest trend; you’re not spending your money on clothing that will look silly in a year, and … More The Anti-Fashion Statement

It’s All About Choices

When I hear people say that they want to do something but they can’t afford it, my antennae go up. Why? Because, often in the next sentence, I hear them mention something else that they’ve spent money on. And that something usually costs as much or more as the thing they say they can’t afford, … More It’s All About Choices

Why Do The Rich Get Richer? Here’s One Answer…

Many poor and middle income people complain about the rich getting richer, but never stop to ask themselves why this is so. Granted, many wealthy individuals have access to resources–capital, expertise, social networks, and education–that some people don’t. But a huge contributing factor that enables the rich–more specifically business owners and their shareholders–to become wealthy … More Why Do The Rich Get Richer? Here’s One Answer…